:root {
  --navy: #102033;
  --navy-2: #172a41;
  --ink: #142033;
  --muted: #5f6c7d;
  --paper: #ffffff;
  --soft: #f4f7fa;
  --line: #dfe5ec;
  --gold: #ffc21a;
  --red: #d62f2b;
  --teal: #42b7d9;
  --radius: 8px;
  --shadow: 0 18px 44px rgba(16, 32, 51, .12);
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: Arial, Helvetica, sans-serif;
  font-size: 16px;
  line-height: 1.62;
}

a {
  color: inherit;
}

.wrap {
  width: min(1120px, calc(100% - 32px));
  margin: 0 auto;
}

.topbar {
  background: #fff;
  border-bottom: 1px solid var(--line);
}

.topbar-inner {
  min-height: 44px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  font-size: 14px;
  font-weight: 700;
}

.header {
  background: var(--navy);
  color: #fff;
  box-shadow: 0 10px 28px rgba(10, 22, 36, .18);
}

.nav {
  min-height: 76px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  font-weight: 900;
  text-transform: uppercase;
}

.brand-mark {
  width: 44px;
  height: 44px;
  border-radius: var(--radius);
  display: grid;
  place-items: center;
  background: linear-gradient(135deg, var(--gold), #fff 55%, var(--teal));
  color: var(--navy);
}

.brand span:last-child {
  display: block;
  line-height: 1.05;
}

.nav-links {
  display: flex;
  flex-wrap: wrap;
  justify-content: flex-end;
  gap: 8px;
  font-size: 13px;
  font-weight: 900;
  text-transform: uppercase;
}

.nav-links a {
  color: rgba(255, 255, 255, .9);
  text-decoration: none;
  padding: 10px 9px;
  border-radius: var(--radius);
}

.nav-links a:hover,
.nav-links a:focus-visible {
  color: #fff;
  background: rgba(255, 255, 255, .12);
  outline: 0;
}

.hero {
  color: #fff;
  background:
    linear-gradient(90deg, rgba(10, 22, 36, .96), rgba(16, 32, 51, .82)),
    url("https://images.unsplash.com/photo-1497366754035-f200968a6e72?auto=format&fit=crop&w=1600&q=78") center / cover no-repeat;
}

.hero-inner {
  min-height: 520px;
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(280px, .85fr);
  align-items: center;
  gap: 34px;
  padding: 64px 0;
}

.eyebrow {
  margin: 0 0 12px;
  color: var(--gold);
  font-size: 13px;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  max-width: 780px;
  margin-bottom: 18px;
  font-size: clamp(40px, 7vw, 72px);
  line-height: .98;
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: 0;
}

.hero p {
  max-width: 720px;
  color: #dce8f4;
  font-size: 20px;
  font-weight: 700;
}

.hero-panel {
  border: 1px solid rgba(255, 255, 255, .18);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, .08);
  padding: 24px;
}

.hero-panel strong {
  display: block;
  margin-bottom: 10px;
  font-size: 22px;
  text-transform: uppercase;
}

.hero-panel ul {
  display: grid;
  gap: 9px;
  padding-left: 20px;
  margin: 0;
  color: #eef5fb;
  font-weight: 700;
}

.actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 24px;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 12px 18px;
  border-radius: var(--radius);
  font-weight: 900;
  text-transform: uppercase;
  text-decoration: none;
}

.button.gold {
  color: var(--ink);
  background: var(--gold);
}

.button.light {
  color: var(--navy);
  background: #fff;
}

.button.dark {
  color: #fff;
  background: var(--navy);
}

.section {
  padding: 66px 0;
}

.section.soft {
  background: var(--soft);
}

.section-head {
  max-width: 820px;
  margin-bottom: 28px;
}

h2 {
  margin-bottom: 12px;
  color: var(--navy);
  font-size: clamp(30px, 4vw, 44px);
  line-height: 1.08;
  font-weight: 900;
  text-transform: uppercase;
}

h3 {
  margin-bottom: 10px;
  color: var(--navy);
  font-size: 22px;
  line-height: 1.15;
  font-weight: 900;
  text-transform: uppercase;
}

.lead {
  color: var(--muted);
  font-size: 18px;
  font-weight: 700;
}

.grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.grid.two {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.card {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  padding: 22px;
  box-shadow: var(--shadow);
}

.card p,
.content p,
.content li {
  color: var(--muted);
  font-weight: 700;
}

.content {
  max-width: 900px;
}

.content ul {
  padding-left: 20px;
}

.link-list {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 12px;
  margin-top: 18px;
}

.link-list a {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  padding: 14px;
  color: var(--navy);
  font-weight: 900;
  text-decoration: none;
}

.quote {
  border-left: 5px solid var(--gold);
  margin: 0;
  padding: 18px 20px;
  background: #fff;
  border-radius: 0 var(--radius) var(--radius) 0;
  box-shadow: var(--shadow);
}

.quote p {
  margin-bottom: 8px;
  color: var(--ink);
  font-size: 20px;
  font-weight: 900;
}

.quote cite {
  color: var(--muted);
  font-style: normal;
  font-weight: 800;
}

.faq details {
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: #fff;
  padding: 16px 18px;
  box-shadow: var(--shadow);
}

.faq details + details {
  margin-top: 12px;
}

.faq summary {
  cursor: pointer;
  color: var(--navy);
  font-weight: 900;
  text-transform: uppercase;
}

.cta {
  color: #fff;
  background: var(--navy);
}

.cta h2,
.cta p {
  color: #fff;
}

.footer {
  background: #0a1624;
  color: #d8e5f2;
  padding: 34px 0;
  font-weight: 700;
}

.footer a {
  color: #fff;
}

@media (max-width: 860px) {
  .topbar-inner,
  .nav,
  .hero-inner {
    align-items: flex-start;
    flex-direction: column;
    display: flex;
  }

  .nav-links {
    justify-content: flex-start;
  }

  .grid,
  .grid.two,
  .link-list {
    grid-template-columns: 1fr;
  }

  .hero-inner {
    min-height: auto;
  }
}